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How To Buy Bitcoin With Credit Card In Nigeria



How To Buy Bitcoin With Credit Card In Nigeria

Nigeria has become one of the countries where you can easily buy bitcoin with a credit card without any stress. Bitcoin seems to be growing popular in Nigeria in the past few years.

I recall losing some of my money while I’m trying to buy cryptocurrency from the fake website in the comfort of my room. I wasn’t informed. In this article, you’re going to learn how to buy Bitcoin with your credit card here in Nigeria.

How To Buy Bitcoin With Credit Card In Nigeria

Purchasing Bitcoin from several merchants in Nigeria can be risky because you stand the chance of falling a victim. I was a victim of scammers as I was not properly informed of genuine exchange where one can buy Bitcoin with a credit card in Nigeria securely.

I will help you to avoid the mistake I made falling into the hand of scammers. If you will follow this guild, it will explain how to buy Bitcoin in Nigeria with all payment methods

How To Buy Bitcoin With Credit Card In Nigeria

Payment With Debit Card

The cryptocurrency market is evolving really fast and with the latest improvements in the industry, more companies and individuals are forced to tap into the wide range of opportunities it offers…

The cryptocurrency Exchanges have created various payment options to ensure that people can purchase cryptocurrencies in Nigeria. One of these payment methods is payment via debit card. You can buy bitcoin in Nigeria with traditional currencies through your debit card.

How To Buy Bitcoin In Nigeria With Credit Card

This has greatly helped to facilitate the buying and selling of bitcoin. Now, let us look at how to buy bitcoin in Nigeria from the largest cryptocurrency exchange market in Nigeria with your debit card.

Bitcoin Exchanges In Nigeria That Support Credit Card

There are several Bitcoin exchanges based in Nigeria, making it easy to buy and sell BTC with credit cards. However, only a few of these exchanges are reputable

Before buying bitcoin it is important to have a bitcoin wallet. Some exchanges have wallets and provide trading options or storage of foreign currency (crypto or fiat). The number of currencies supported by an exchange varies from one exchange to another.

Also, you have to know the exchange rate of the exchange you are to buy bitcoin from, different crypto exchanges with different transaction fees, also their Payment systems.


Luno is one of the most popular crypto exchanges in the world and serves customers in Nigeria. Its headquartered in London with operations in Nigeria, South Africa, and 38 other countries.

How To Buy Bitcoin With Credit Card In Nigeria

Luno, formerly BitX accepts a Master or Visa Card from any bank and accepts Nigeria’s local currency exchange offers 0% fees for those who make liquidity by placing an order.

Market takers pay a fee between 0% to 1% depending on the fiat currency used. In terms of deposit methods, Luno offers bank transfers and credit card deposits. While bank transfers are free or near-free, credit card deposits will certainly incur a fee.

Luno has a very positive reputation because of its low fees, is easy-to-use, and high limits. The first thing you need to do now is to Visit Luno and signup an account click on the get started button to register a free account with Luno.

After registration, a confirmation link will be sent to your email, click the link to confirm your account. Upon login, you will need to verify your account through SMS code or Email.


Binance is a cryptocurrency exchange that is geared towards crypto-to-crypto trading. The platform is based in Shanghai China and is headed by Changpeng Zhao. The exchange also recently opened a branch office in Shibuya-ku, Tokyo.

Buy Bitcoin With Card In Nigeria

Binance offers its clients 2 types of trading platforms, a basic platform, and an advanced platform. Both these platforms are fairly advanced and sophisticated for a beginner cryptocurrency trader. For anyone who truly appreciates these platforms, they need to have some background in cryptocurrencies as well as how the platforms and all their various features work. The basic platform is actually quite an advanced trading platform. It features a detailed chart with various technical indicators that can be overlaid over the charts.

Since Binance specializes in crypto-to-crypto trading, it does offer the option of funding your account with fiat currencies. The Malta-based cryptocurrency exchange opened up fiat deposits for Nigerians, in conjunction with the Nigerian payment gateway Flutterwave. This means users in Nigeria can now use the country’s fiat currency, the naira (NGN), to purchase bitcoin (BTC) along with Binance’s dollar-backed stable coin (BUSD) and Binance coin (BNB). The naira will also be supported as a trading pair on the exchange, allowing users to trade with BUSD/NGN, BNB/NGN, and BTC/NGN.

Go to Binance’s Website:  Click here
Link Register: Click here

Complete the Sign-Up Process
Click on the “Register” tab in the top right-hand corner of the webpage and enter the necessary information.
At the register page, fill in your email and create a password. Binance asks you to choose a password at least 8 characters long and with at least 1 uppercase character.

After entering your password, check the “I am over 18 years old, and I agree to Binance’s Terms of Use” box. Then click the “Create Account” button to complete your Binance registration.


Remitano is an online peer-to-peer escrowed marketplace that facilitates the buying and selling of cryptocurrencies. The cryptocurrency trading platform is designed to support the buying and selling of cryptocurrencies with both fiat and cryptocurrencies.

The platform allows users to connect with other cryptocurrency buyers and sellers in order to transact in a secure environment.

As an online crypto-exchange platform, Remitano has a global reach, servicing clients across more than 30 countries. Remitano is also one of the largest cryptocurrency exchanges in Malaysia, Nigeria, and Vietnam.

The platform supports the most popular cryptocurrencies that include, but are not limited to, Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Ripple’s XRP, and Tether.

Remitano accepts payments by bank transfer and in cryptocurrencies.

To open an account, click here.


LocalBitcoins is the largest peer-to-peer service that helps to match Bitcoin buyers and sellers who live close to each other, enabling face-to-face and online transactions. The platform also provides an escrow service that is used to ensure fairness of every transaction made by the users.

Buy Bitcoin With Card In Nigeria

LocalBitcoins does not require personal information when making good trades. Unlike other exchanges, which require ID verification and personal information, Local Bitcoins allows you to buy bitcoin without connecting your name to the bitcoin you’re buying.

LocalBitcoins is private and does not require I.D. verification or any personal information besides an email address to signup. While LocalBitcoins itself does not require personal details, some buyers or sellers may request identification before making a trade.

To Signup Click here


You must be very careful about where you buy bitcoin from as there are so many fake exchange websites on the internet. With the help of these exchanges listed here, Nigerians can buy bitcoin with ease. You can click on any of the links on the exchange, it will take you directly to the original website of the exchange. You can freely signup with them and start buying and selling bitcoin.




How to Trade on Binance P2P: The Complete Guide



How to Trade on Binance P2P: The Complete Guide

Today, I’m going to teach you exactly how to trade on Binance P2P. buying and selling cryptocurrency can be demanding, so it is essential to pick an exchange that you can rely on. It’s additionally important to find an exchange that meets your requirements and isn’t as well made complex to trade. There’s absolutely nothing worse than opening up an account on an exchange and afterward finding it difficult to know just how it functions.

If you’re thinking about opening an account with Binance, then read on…

In this Binance tutorial, I’ll teach you everything you need to know about how to use Binance. I’ll show you how to sign up, how to trade on Binance.

Binance was founded by Changpeng Zhao in China in 2017.  Binance is the world’s largest cryptocurrency exchange by trading volume as well as customers and its cryptocurrency called BNB.

The cryptocurrency exchange first started as crypto-to-crypto exchange before including fiat currency to trade.

currently, now Binance supports 24 different fiat currencies. Binance P2P users can now trade major cryptocurrencies such as Bitcoin (BTC), Etherum (ETH), Binance coin (BNB), Binance USD (BUSD), Tether (USDT), with fiat currencies including Nigeria Naira (NGN), Chinese yuan (CNY), Russian ruble (RUB), and Vietnamese dong (VND), with zero transaction fees.

Note: Fiat currencies are the official currencies of nations.

Customers can upload trade promotions to buy and sell crypto-asset utilizing 24 fiat currencies with absolutely no ad or transaction costs on the Binance mobile app and web.

What is Binance P2P trading?

Binance P2P (Peer to Peer) trading is also referred to as P2P (customer to customer), or (Business to consumer) trading. A peer-to-peer (P2P) trading is a decentralized system where two individuals communicate straight with each other, without intermediation by a third party. Instead, the buyer as well as the seller negotiate straight with each other through the P2P service.
P2P exchanges permit the individuals of the marketplace to trade straight with each other with relying on third party to refine all trades.

Binance is a blockchain ecosystem exchange comprised of numerous arms to offer the higher mission of blockchain improvement and also the liberty of money. Binance Exchange is the leading international cryptocurrency exchange by trading volume, with customers from over 180 countries and regions.

Advantages of Binance P2P trading

Here are several of the advantages that you can anticipate from Binance P2P, which we believe can be the most effective peer-to-peer crypto platform for you.

1. Trade with privacy

Since buyers and vendors alike are proactively looking for people to match their order, a third party is not needed in peer to peer cryptocurrency trading. This supplies the advantage of privacy. Considering that no third party is entailed, just the customer and seller discuss. Interaction between both celebrations is maintained personal.

2. Binance P2P industry is cost-effective and also secure

Binance P2P offers the system for validated buyers and also sellers to broadcast their offers, and a crypto escrow service to ensure the security as well as timely distribution of crypto assets in every trade.

3. It’s very easy to run your own crypto trading procedure with Binance P2P

With the new promotion uploading function on Binance P2P, you now have a lot more methods to buy and sell your crypto asset past the usual trading platform. If you wish to establish your fiat-to-crypto price for the tokens you hold, you can establish an offer with just a few faucets on the web or Binance’s application.

4. Binance P2P supports numerous money, both fiat, and also crypto

Binance P2P is one of the fastest-growing P2P platforms today, with brand-new attributes and improvements released on a regular basis, such as the recent P2P advertisement function. currently, they support 27 fiat currencies and also six cryptocurrencies.

Before you can start trading, you need to first open an account…

How to Open an Account

Step 1. Get registered: First thing’s first, you’ll need to trade on Binance is how to get registered! Go to Binance website, on the homepage click Register. By registering through this link you earn 5% commission every time you make a trade. Click here to register.

How to Trade on Binance P2P: The Complete Guide

 Step 2. Enter your Email and Password: Once you click on register, You’ll be redirected to the registration page where you’ll need to enter your email address and create a password.

How to Trade on Binance P2P: The Complete Guide

Tick I am over 18 and I agree to Binance’s Terms and click Create account.

in the Referral field Use this code to get 5% commission kickback: YHM0FJ5I

Step 3. Verify your email: You will be asked to verify your email. Go to your mailbox, copy the verification code and past it in the Verification field

Congratulations! You’re a Binance account holder.

Step 4. Protect your account: When your login for the first time, you’ll be asked if you want to set up 2FA.

How to Trade on Binance P2P: The Complete Guide

After you’ve set up 2FA, you’ll be ready to fund your account.

How to Fund an Account

After creating an account, you need to fund your Binance account before you can start to trade.

Step 1: Login to your Binance account. On the homepage, you will see I want to spend, in the field box, fill in the amount you want to spend, and the currency you want to spend.

How to Trade on Binance P2P: The Complete Guide


Step 2: Input your amount. Once you have fill in the amount you want to spend, then choose the cryptocurrency you want to buy under I want to buy.

Step 3: Select the cryptocurrency you want to buy. After selecting the cryptocurrency you want to buy, click on Buy BTC

How to Trade on Binance P2P: The Complete Guide

Step 4: Select your payment method. You’ll be redirected to the Payment page where you’ll need to select the payment method you want to use.

How to Trade on Binance P2P: The Complete Guide

After selecting the payment method, click Buy BTC

Step 5. Make your purchase. Once you click on Buy BTC, you will be taking to the marketplace if you select P2P payment method but if you select Bank Card payment method, you’ll need additional information before you can fund your account to start trade:

  • You will choose your nationality
  • Select your estimate investment amount and
  • Then click confirm

Step 6. Review. Your account will go through review if your payment method is Bank Card. you will be review to know if you are eligible to use the payment method and it can take up to 2 hours in some cases to be reviewed.

Note: Please that if you select the P2P payment method, you will not have to pass through this process. You will be taken to the marketplace where you make your purchase from any merchant you want.

To create a trade on the Binance P2P platform:

  1. You will need to complete your Level 2 Identity Verification
  2. Post an advertisement

How to Trade on Binance P2P

Step 1: Login to Binance. on the homepage at the top, select spot,  a drop-down menu will show with different types of trading platforms. for the sake of this tutorial, I will use P2P you can choose anyone.

Step 2. Choose P2P: once you have select spot, click P2P, you will be directed to a new page where you can make trade

Step 3.  Select the cryptocurrency you want to buy or sell. Select the fiat currencies and cryptocurrencies you want to buy or sell. Binance P2P currently supports BTC, ETH, USDT, BNB, BUSD, and EOS against 24 currencies.

Step 4. Place your trade. once you have selected the cryptocurrency you want to buy or sell, choose any of the merchants of your choice you want to make trade with, and place your amount and the fiat currency

Step 5.  Click Buy BTC. Once you place your order, a successful message will pop up that your order was successful. You will be directed to the next stage where you will make transfer, click on transfer next.

Step 6. Click confirm. Before you click on confirm, you will need to make a bank deposit to the account number given to you. Once you are sure you have done the transfer, click transfer, Next and confirm to confirm that you have completed the payment.

Once your payment is confirmed. Congratulation you just made your first trade. You can read Binance Exchange: 10 Interesting Facts You Need to Know! You can follow us on Twitter, Pinterest Facebook, and LinkedIn

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The Best Way to Grow Cryptocurrency



The Best Way to Grow Cryptocurrency

The best way to grow cryptocurrency is to learn how to invest in cryptocurrency.

You may be thinking is not the best time to invest, but really, you have to be discipline enough to hold on to the money you earn.

Investing allows you to significantly grow your cryptocurrency over time.


If an amount of $5,000 is deposited into an exchange at an annual interest rate of 5%, compounded monthly, with additional deposits of $100 per month, the value of the investment after 10 years is $23,827.28

If you decide to invest without monthly addition, your investment after 10 years with compounding will be: $8,235.05

Why you should invest

Thinking about cryptocurrency investment for the first time may look like such a daunting prospect, especially in the absence of investment advice. The good news is that times have changed now and there is more information than you might consume and there are fewer entry barriers than before.

For instance, Binance, the leading digital exchange, has over 30 million investors who can buy Bitcoin, Ethereum, Litecoin, Binance cash, and Bitcoin Cash at the snap of a finger. There are many market investment funds that give potential investors easy access to different cryptocurrencies. There has never been a time when investing in cryptocurrencies was so straightforward for anyone who didn’t know where to start.

When should you invest

Now that you know why you should invest, when should you invest?

Now is the best time to invest. Right now.

Investing involves risk. we’re all heards about investors who lost half or almost all of his/her money to scam. You can never eliminate risk entirely.

You can significantly reduce risk if you invest wisely.

Short-term Investment

Should you invest in cryptocurrency for the long-term or short-term? well if you look at the growth of cryptocurrency over the past 7 years, it’s clear that holding cryptocurrency seems like the best option.

What is short-term investment?

short-term investment is an investment that’s expected to be held for less than 12 months.

Short-term investing in crypto involves buying up bitcoins when their price reaches a low point and then holding on to it, waiting for the price to go up enough to fit your investment strategy.

When the price is high enough, you sell the bitcoins and pocket the profits. You use that money to buy more bitcoins or some other cryptocurrency to flip (sell) when the time is right.

You have to know a lot about the cryptocurrency market. Also, you must follow every piece of crypto news religiously. You have to be able to predict how relevant news will affect bitcoin price.

Long-term Investment

Investing in bitcoin for the long term would be similar but also different.

This simple means to hold on to your investments. Instead of sitting at your computer all day analyzing charts-you can sit back relax and wait for the price of Bitcoin or cryptocurrency to rise.

You have to hold on to bitcoins for more than a year before you sell for it to count as a long-term bitcoin investment. However, you still need to follow the news to invest in bitcoin for the long-term.

When you invest in bitcoin for the long-term, you are only interested in the long term. Years and decades instead of hours and days.
After investing in bitcoins long-term, you don’t have to sit at your computer tracking the price. You won’t be selling anyway, so what’s the point?


Many people think of trading as analysis, patterns, and technical modeling, but the trader work is actually a subjective assessment of what is happening in the market.

While you may want to hold bitcoin or cryptocurrency for the long-term, you may also wish to trade them for other cryptocurrencies or fiat currency. This is the fastest way to grow your cryptocurrency, but also riskiest.

To trade for fiat currency, you can simply sell them at the current exchange rate on the exchange you bought them at, like Binance or Kucoin.

Investing in cryptocurrencies is hard, it’s difficult, it’s risky. Once you decide that investing in bitcoin is something you’d like to do after days and weeks of careful research, take a sum of money you would not miss if lost.

Never take out a loan to invest in cryptocurrency because that is a great way to ruin your life. A bitcoin investment is best made with the extra cash you can lose.

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How to Keep Your Cryptocurrencies Safe



How to Keep Your Cryptocurrencies Safe

How to keep your cryptocurrencies safe, the first thing you would need to start investing in cryptocurrencies is to set up digital wallet.  The wallet can be likened to a bank account, which can be stored in different devices.

There are countless stories of people losing their cryptocurrencies. In mid-2013 James Howells, an IT worker from Newport, claims to have unintentionally dumped 7,500 bitcoin.

According to a research from Chainalysis, a digital  firm that studies the bitcoin blockchain, 3.79 million bitcoins are already gone for good. Safety is paramount here – you don’t want to build up a small fortune only to lose it all.

A cryptocurrency wallet is a software program that functions to store your private and public keys and interacts with various blockchains. It enables users to send and receive cryptocurrencies as well as tracking their balance.

There are many wallets out there for you to choose from, which is all dependent on your security needs as well as whether you wish to be an active trader or a more passive buy-and-hold-investor.

A wallet has a private and a public key. The private key belongs only to you, and you should never show it to anyone. You must keep it in mind as you sign all transactions with this key.

A public key is a series series of between 26 and 35 alphanumeric characters e.g.


Once you have setup your wallet, you can then proceed to purchase and exchange the digital currency of your choice on any platforms.

Read: How to Invest in Bitcoin (2020)

There are hot and cold wallets. There are also warm wallets, but they are used much less often. cold wallets are used to stored money, while hot wallets are used to send and receive the currency quickly.

How to Keep Your Cryptocurrencies Safe?

There are Four main ways to store your coins:

  1. Exchanges
  2. Offline Wallets
  3. Paper Wallets
  4. Online Wallets


An Exchange is a digital marketplace where traders can buy and sell bitcoins using different fiat currencies or altcoins.

Read: The Best Bitcoin Trading Platform for Mobile Devices

This is the easiest way because you are trading your money on the exchange. However, remember that this is where most of the hacks have taken place. This is why it’s paramount that if you want to hold your coins for the long-term, you store them safely.

Offline Wallets

An offline wallet is also a cold storage or hard storage – this is where you store your private key on a special USB stick and so it is off grid. Once offline, it is almost impossible to hack. This is ideal for those who are non-tech savvy, long-term investors or “HODLers”. Many of them also have built-in backup software in case you lose your keys. These wallets use two factor authentication or 2FA to ensure that only the wallet owner can access the data.

Types of offline wallets:

  • Trezor: TREZOR is a small, key-sized device which connects to your computer with a USB cable. It stores your Bitcoin and cryptocurrency private keys offline and signs transactions.
  • Ledger Nano S: Ledger Nano S is a hardware wallet that is used for the storage of and transactions in popular cryptocurrencies like Bitcoin, Ethereum and other popular altcoins like Litecoin, Bitcoin Cash, and ZCash
  • KeepKey: KeepKey Wallet is one of the oldest and most secure Bitcoin hardware wallets in the world. Launched in 2015, the device is used across the world to secure digital coins and tokens. It does this with the use of advanced technology which protects customers’ funds from remote theft or cyberattacks. KeepKey is a cryptocurrency hardware wallet that supports over 40 different crypto assets.

Paper Wallets

Paper wallets are simply notes of your private key that are written down on paper. Unlike fiat currency, there is no physical representation of a bitcoin or most other cryptocurrencies. They will often feature QR codes so the sender can quickly scan them to send cryptocurrency. Paper wallets are different from so-called “hot wallets” because they operate separately from the Internet. This method has a large number of downsides and should not be used.  You can use sites like to create a paper wallet. If you print your wallet then store it in a zip lock bag to keep it safe from water. Treat a paper wallet like cash.

Online Wallets

An online wallet is a tool that allows a cryptocurrency owner to receive and send tokens. The bitcoins are easy to spend but are maximally vulnerable to malware or hackers. Most bitcoin wallet software out there is an online wallet.

Types of online wallets:

  • Jaxx Liberty: It syncs to your desktop and your mobile phone so that you can back up the private key. Jaxx wallet is one of the best mobile wallet.
  •  Myetherwallet: MyEtherWallet is a web-based Ethereum and ERC20 token wallet that lets you get direct access to the Ethereum blockchain. This open-source wallet lets users retain their private keys, adding an extra layer of security compared to other web-based wallets.
  • is now ( a Bitcoin block explorer service, as well as a cryptocurrency wallet supporting Bitcoin, Bitcoin Cash, and Ethereum. They also provide Bitcoin data charts, stats, and market information. is one of the most popular crypto wallets on the market with more than 30 million registered private wallets.

Remember that a wallet can be hacked, so any hot storage option carries a certain level of risk. You need hot wallet to add money to your account on the cryptocurrency exchange and to make transactions. They are also use to participate in the ICO.

Read: How to Make Money with Cryptocurrency

If you are planning to trade with your money (not invest), then leave it on the exchange, but if you are planning to hold it longer then it worth keeping it safe in a wallet.

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Disclaimer: 9ja Informative's content is meant to be informational and should not be interpreted as investment advice. Trading, buying or selling cryptocurrencies should be considered a high-risk investment and every reader is advised to do their own research before making any decisions. 9ja Informative receives compensation with respect to its referrals for out-bound crypto exchanges, crypto wallet websites and affiliate links.